Find Your Car Finance Agreements
Lost your paperwork? Don't remember the lender? Three free ways to track down your agreements and check if you're owed money.
Find your agreements via your credit report
Your credit report contains a record of all finance agreements you've had. These three free services let you access yours in minutes. We recommend starting with Equifax.
Equifax
RecommendedCar Finance Checker · myEquifax™ app
Purpose-built motor finance view. Shows all car, van, and motorbike finance agreements from 2007–2024. Includes a “Share Agreement” button to copy details easily.
Download the myEquifax™ app (free on App Store / Google Play)
Sign up for an Equifax Basic™ account (free, no credit card needed)
Open the app → tap “Car Finance Checker”
View your motor finance agreements
Tap “Share Agreement” to copy lender name, dates, and amounts
Come back here and enter the details into our eligibility checker
Experian
Credit Report · Experian app
Shows your full credit history including motor finance agreements. Look under “Accounts” for any entries from car finance lenders.
Download the Experian app or visit experian.co.uk
Sign up for a free account
Navigate to “Your credit report” → “Accounts”
Look for entries labelled “Hire Purchase”, “Conditional Sale”, or similar
Note the lender name, start date, and amount
Enter these details into our eligibility checker
TransUnion
Credit Report · ClearScore or Credit Karma
Free credit report via ClearScore or Credit Karma. Shows all credit agreements including motor finance. Look under “Credit agreements” or “Accounts”.
Visit clearscore.com or creditkarma.co.uk (both free)
Create an account and verify your identity
Navigate to your credit report
Look for “Hire Purchase” or “Conditional Sale” entries
Note the lender name, agreement dates, and amounts
Enter these details into our eligibility checker
Already found your lender and agreement details?
Check Your Eligibility →